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Resources available for identity theft


Dear Annie: I spent five years out of the country, attending school overseas. When I came back, I discovered my mother had fraudulently used two of my credit card accounts while I was away. I don't know how she did it, but both accounts are now closed, and the balances have been forwarded to collection agencies. Mom settled one debt, but I owe $16,000 on the other one. My credit standing is ruined.

My mother is currently unemployed and receiving Social Security. She's not supposed to be working because of a previous stroke. I also am not working at present because I'm studying for my licensing exams. I cannot afford legal help.

What can I do to restore my good credit standing? I don't want to file a police report, because I'm worried what will happen to Mom if I do. Please help.
Victim of Identity Theft

Dear Victim: You shouldn't let your mother off the hook so quickly, but we do understand that this is a delicate situation for you. Please contact the Identity Theft Resource Center (www. idtheftcenter.org), P.O. Box 26833, San Diego, CA 92196, and ask for information and assistance. They will direct you to available resources and best advise you on how to handle Mom's fraudulent behavior. Good luck.

From: http://www.sunherald.com/mld/sunherald/living/9726229.htm

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